Hi,
I have an 1994 Granada Ghia Auto i (Petrol).I have previously been insured fully comp and now have my renewal which is £243.
The thing is although I think my car is worth £1000 if anything were to happen I reckon the insurance would probably only pay about £300.As I am on quite a high excess to keep the premium down I would probably be lucky to get £50.
So I figure I may as well go for the cheapest I can get even if its only third party and I probably wouldnt be any worse off.
The problem is it seems that third party is most times dearer the comp which doesnt make sense to me.
I just wondered what your suggestions might be.
I have done all the comparisons and nobody seems to be able to beat my renewal quote.
Thanks.