In short, yes. The VT point is when you have paid half the total amount payable and not, per se, after half of the term of the agreement.

JJ

hi,

looking to give my car back to blackhorse finance

i know i can give the car back under the term volentary termination when half way through agreement but can i give the car back now and pay the 4 months worth of payments to meet my mid term agreement?

thanks