Hi all

In 2006 I took a car loan with GE Money and never realized they charged me for an insurance/warranty loan of 9.02 per months that I never aknowledged or signed and most of all it is not mentioned at all in my agreement which made me even more suspicious

So I went to a solicitor whom wrote a letter to GE's solicitor and they replied back stating that they were happy to take the insurance money I paid so far off the outstanding balance although they didnt cleary admit it that I was basically conned

My question is:

- Is this a breach of the Financial act and as a consumer what chances have I got to get this loan written off? according to them I have an outstanding 2.000 pounds to pay excluding the insurance premium which has been taken off

Thanks from a stressed consumer