Hi,
I need expert's view on my below complex scenario, I had wrong name registed on my bank account where I think I had built a good credit with credit cards, but when I checked with experian credit report it does not show the bank history where I am currently building my good credit, rather it shows one of my dead account. I am planning to get my name changed on my bank account (where holding wrong one) but the puzzling part is, how do I make experian to know that both names pertain to me & how can I accumulate credit to a single name once it is changed on my bank detail.
I know experian does not accept name change request from any individual, so in that case can I request my bank to let experian know & even if they start now now, how can I ask rating agency to count my accumulate credit against wrong name?
Please suggest.