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Name changed and credit report

Last post Sun, Jun 07 2009, 10:53 PM by maxsteam. 1 replies.
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  •  Sun, Jun 07 2009, 10:53 PM

    Re: Name changed and credit report

    You can ask credit reference agencies to correct any errors. I would guess that they will start using the correct name soon after you've changed the details on all your accounts though.
    • Post Points: 5
  •  Thu, Jun 04 2009, 4:15 PM

    Name changed and credit report

    Hi,

    I need expert's view on my below complex scenario, I had wrong name registed on my bank account where I think I had built a good credit with credit cards, but when I checked with experian credit report it does not show the bank history where I am currently building my good credit, rather it shows one of my dead account. I am planning to get my name changed on my bank account (where holding wrong one) but the puzzling part is, how do I make experian to know that both names pertain to me & how can I accumulate credit to a single name once it is changed on my bank detail.

    I know experian does not accept name change request from any individual, so in that case can I request my bank to let experian know & even if they start now now, how can I ask rating agency to count my accumulate credit against wrong name?

    Please suggest.

    • Post Points: 20