HI

I have a Cash ISA with Yorkshire BS. I have been told this is a 'cash isa privilege' and gives 3.5% (net), I don't understand APR. If this interest rate is correct I'm quite happy to leave it there, but is this correct? and if not is there a better option? Why can I not find any reference to 'privilege' account in newspaper or internet?

My accessible savings (without penalty) is an esaver with Prinicipality BS. I find the ability to transfer money out, and more importantly into this account from my bank very easy. There is no penalty to withdraw which also suits me. With the interest rates as they are, is there a better interest rate (2.4%) around with an esaver account that has no penalty for withdrawals. I have contemplated opening up a few e accounts in order to move my savings around when an interest rate suits. I don't want any risk at all. Hope you can help.

It's possible to search for deals on savings accounts and ISAs using the "money" tab at the top but if safety is a priority, you should only deal with banks and building societies that you know and trust.

"Privilege" is just a marketing name. The identical account may be marketed today as "diamond" or "EasySaver" or something else than means very little.