my first loan at 18 was very difficult to get also, i tried my own branch to no avail, the best one i found was nationwide for accepting me with low wages (i was making around the same as yourself). Also the more you apply for loans the more you will get knocked back as the companies inform eachother when they knock you back for finance. As you ...

i had something similar happen to me when i damaged my phone, with enough complaining to o2 about having a sim card and no phone as they couldnt offer me any type of replacement they reduced my contract to £5 as a good will gesture (but proclaimed the fact they were under no obligation to do so), and also i am sure the company you mentioned ...

yes the original amount taken on credit was about 150 and now stands somewhere around 400 i really dont know why they are still paying it, i'll try knocking their heads together AGAIN! crazy, thanks for the reply

My mother and father took out a credit card some 20years ago for around £150 and have been paying it off ever since, as far as i know they have never missed a payment allbeit possibly making a lot of minimum payments (hence why the debt has never been paid off). My question is, is there a limit to how many times over the finance companies ...