Huckster, Thanks for the link, I must've missed that one. My current mortgage provider (Northern Rock - funnily enough!) is aware that I let the property and had given consent to let two years ago. They said it fine, unequivocally, and I paid the £250 one-off fee. There was a comment in the link that said it is not illegal to let a ...

I have a rental property with a mortgage that has reverted back to the standard variable rate. I want to remortgage the property to obtain a better rate. The value is £110k, my equity is £30k; i.e.: 72% LTV. Legally, do I have to get a buy-to-let mortgage? A friend of mine has three rental properties that are mortaged, but neither is a ...