Hi firecat, You may find the below article of interest. http://www.moneysupermarket.com/c/news/money-makeover-is-richard-the-countrys-best-money-saver/0004989/

Hi Marcus, Also be aware that Nationwide now charges a fee of 0.84% outsite of the Europe Visa Region.

That's excellent news Paul, i'm pleased for you!! Thanks for letting me know.

Hi Poh12399, The Co-operative's Cashminder account is a basic bank account that should be available to yourself, it used to have a Visa Electron card but it is phasing that out and is now issuing Visa Debit cards. Let me know how you get on.

Hi Englishbyname, Unfortunately most "normal" savings account have age restriction's on them, usually over 16. The current top easy access account actually requires you to be 18. Welsh by nature :-)

Hi PAB123 Nationwide BS is still the cheapest option due to the exchange rate that VISA provides, you will also be please to know that they have also announced they will no longer be raising their charge from 0.84% to 1%.

Hi bubbly, It was the bonus of 0.75% that was fixed for the first 12 months, not the underlying rate unfortunately. Mike