Ravs, Consider what you are likely to do at the 3 year point with this current car. I appreciate Huckster's notions but if you are just going to change your car at that point, taking out another similar finance package, then it doesn't really matter when you change the car. Unless you intend to pay off the full balance on the current ...

To be fair, them cheap dent pullers probably wont go near a 20cm long dent so I would be inclined to save my £15. They're designed for 10p size 'dings'. The cost will most likely treble if you have to go through a garage but if you can find a local Mobile Paintless Dent Removal firm (a quick google of 'dent removal <city ...

If you have in writing that the estimated delivery date was the end of September then you should be ok getting your deposit back. As this is usually an estimated delivery date, the dealer would have 28 days from the estimate in which to supply the car before you can start the 'cancellation ball' rolling in respect of breach of ...

No cooling off period with car finance signed on dealer premises, I'm afraid. Here is a lesson learned.

Thanks Guys, I'll ask UU for clarification of exactly what needs replacing and why. The Ofwat link particularly useful - thanks. JJ

Afternoon all, I wonder if anyone has had this from United Utilities recently and how they responded to it. I have been told that my (1890's) terraced house has a connection to a common supply pipe and that, because it is so old, it needs replacing at my cost but not at my convenience. I must have this work done within 3 months or they ...

Spot on advice from Huckster. My good lady is a driving instructor and is really enjoying it despite the tribulations involved in getting qualified. These big schools charge the earth and give no support whatsoever. They will send you a room full of text books but no explanation of what to do. Remember that these people are after everyone's ...

Here's what to do next ZeniX; Go to the dealership and tell your dealer 'friend' that you are not buying a car from them anymore. Tell them, in writing, that you expect your deposit refunded within 7 days as a result. You are entitled to the return of your deposit because you have entered into a three party agreement (You, them, ...

Dollarfrog, Thank you so much. I am just coming to the close of 'one of those days' and am considering turning to alcohol to help my mindset. Your post has made me realise that there are people so much worse off than me and that I should count my lucky stars that I have not had the mis-fortune to come across a film with an unexpected ...

In short, yes. The VT point is when you have paid half the total amount payable and not, per se, after half of the term of the agreement. JJ