my bank account went into negative due to shortage of funds and my direct debitd and standing orders were returned. when i had my salary today, i noticed on the internet bam=nking that all of the standing orders were cancelled by the bank. i am in a fix ow as my dd that are due to be taken out of my account would be returned and they would go ...

hi all, advice needed. i have recently taken a car on finance from a local dealer. he took my old car as a part ex. this old car was on finance as well and he took the settlement fig from the bank( of scotland) he asked me to cancell the direct debit for this car. now when ispoke to the bank close to the date of direct debit they said that they ...

hi all would be grateful if you could guide me regarding extended warranty of cars. recently bought merc e 270 and wondering if should take out extended warranty from warranty direct costing 34-37 / month included unlimited claims upto 7500/claim. are they really genuine and helpful, i mean do they honor what they say. thanks

thanx very much rob, i have taken it out and cleared all the debts already regards ali

hello experts, i have been offered a loan of 25000 on 13.9% by my bank hsbc. i want to use it for paying off my debts and getting some financial discipline back to my life. would you please let me know that: is this a good deal, i want to pay back in 18 months should i be borrowing more so that i can pay the debt of and use the rest for paying ...

hi experts, i am seriously in need for an advice regarding savings. my aim is to save for my two kids 8yrs and 2yrs so when they go to uni or later in life and need funds, i should be able to fulfil their needs. please help. ali

thanx for the reply, i am a regular visitor to the forum and this has educated me alot. i think the best thing is to shop around every year to the best deal. i highly regard your advice.

hi all, i ve been with payment shield for home insurance for the last two years. this was arranged by the broker who arrenged my mortgage. i am paying 480 a year. recently i looked around for a cheaper qoute and the AA came up with the cheapest with under 200 mark. any one has a comment as to how and why such a huge difference. is there a catch, ...

Hi, we recently applied for a remortgage with hsbc. it was approved and we were sent the offer letter. following this valuation was done which unfortunately turned out to be less that what we expected and so the whole thing could not materialize. this deal had a fee of £600 which were take out of my account(which is with hsbc) on very ...

dear lanky, 8 grand is a lot of money to get a very good car. i have had an american chevorlet caprice, a japanese carina and currently german bmw 5er saloon. each has its pros and cons. americans are not available here so we will not discus those. japanese are very reliable and you could get a variety of these here. they are easy going and cheap ...