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  • Re: Money withdrawal and purchases overseas

    CitiBank have Euro, Dollar and Sterling accounts which you can transfer funds between and a debit card in either currency to make free withdrawals..........if you don&#39;t need bank accounts but merely a card for holiday travel check out the new card with FairFx, this is a Euro card (also dollars I think) that you can load, on-line, with your ...
    Posted to Current accounts (Forum) by IanP on October 7, 2009
  • Re: Virgin credit card and its disgusting rates and bad pratice - A Warning.

    Don&#39;t let your anger make you do something to spoil your good record.....just open another account. You&#39;ll find all financial institutions will treat you like this, use it to your advantage, take their introduction offers and then move on. When you get good at it you can join the &quot;Rate-Tart&quot; club...........*grin*
    Posted to Credit cards (Forum) by IanP on April 21, 2009
  • Re: how long does some one have to make a claim

    You could contact him and ask him why he doesn&#39;t appear to have made a claim because you would like to pay for the damage you caused as quickly as possible.................
    Posted to Car insurance (Forum) by IanP on April 21, 2009
  • Re: Tax on fixed-term accounts - how does it work?

    I&#39;m afraid Tax is due on the day, and hence the Tax year, the interest is paid irrespective of the term earning it. Bad luck for you but in the future you might find this useful for Tax planning..... IMHO
    Posted to Savings (Forum) by IanP on April 21, 2009
  • Re: Nationwide to charge Foreign usage fees for their Debit & Credit cards

    Citi Bank&#39;s debit card when linked to a Euro account is free for cash withdrawals..... There is/was a link on the Egg site offering the first &euro;50 free if you opened an account via the link......
    Posted to Current accounts (Forum) by IanP on March 7, 2009
  • Re: Saving in Euros or Dollars

    Nobody can say if it&#39;s a good idea because nobody knows which way the money markets will go......however if you want to give it a go have a look at Citi Bank&#39;s Euro and Dollar accounts, you&#39;ll get a better deal than Barclays. PS don&#39;t only consider the comission rate you need to combine it with their exchange rate as well.
    Posted to Savings (Forum) by IanP on March 7, 2009
  • Re: PIBS-permanent interest bearing shares

    PIBS are paying a very good rate of return at the moment BUT this is because of the bank crisis. If a Building Society fails PIBS holders are last in line for a payout. In the past there was little chance of this happening but now we have a whole new &quot;ballgame&quot; and as the perceived risk grows the value of the PIBS falls and this makes ...
    Posted to Savings (Forum) by IanP on March 7, 2009
  • Re: Savings

    No......it&#39;s an account to be fed each month with a max of &pound;250.......you&#39;ll only get 6% on the first months money because each of the remaining payments will be less than a year on deposit......handy if you&#39;re saving up for a new telly!.........
    Posted to Savings (Forum) by IanP on March 7, 2009
  • Re: Alternative options to bank accounts

    Whatever you chose you could consider a Self Select ISA with &pound;7200 of it (and another &pound;7200 after April 6th) then at least any money you make would be tax free..... I use Hargreaves Lansdown for mine and have found them to be excellent with very low charges........ As for advise, I guess it&#39;s keep reading and then go for it ...
    Posted to Savings (Forum) by IanP on February 25, 2009
  • Re: Transferring ISA to new provider

    Aren&#39;t transfers done by the receiving bank?? If you try to do it yourself you could easily lose the continuity and the Tax Free status of your savings.........
    Posted to Savings (Forum) by IanP on February 25, 2009
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